After you have spent months meeting with guidance counselors, filling out college applications, visiting campuses, and going on interviews, no one can question the thrill you feel when you finally receive that acceptance letter from your first choice college. But that excitement can quickly turn to anxiety when you begin to think about all the expenses associated with student living: housing, illustrated anatomy textbooks, and everything else. There are lots of ways you can save on those costs, if you think ahead and use your resources. Ask around and find out how other students are coping with the same costs. Here are a couple of areas where you can save, and ideas for doing so.
Buying Your Books: This is often a rude awakening at the beginning of each semester. Even though many colleges give book vouchers, which advance some of your financial aid money, this can still be a burden. Here are some ways to save on books.
1. Online sites. Many internet retailers sell textbooks for a fraction of the cover price. If you can find used books, you can save money, even when you consider the shipping and handling costs.
2. Network with other students, especially those in your major. You might be able to buy or borrow their used books, in print or electronic form.
3. Explore rental and used book options at your school's bookstore. Many of the stores on campuses buy back students' old books and re-sell them. Also, many stores have a rental options, which is a great idea for a book that you know you won't be using after the class is finished.
Housing: Living arrangements make up another large percentage of most students' college expenses. If you are able to cut costs in this area, it can be very beneficial. No one needs the added stress of struggling to make high rent payments while they are also dealing with class work. Some ideas for saving money on housing:
1. Live on campus. This can prove to be the most inexpensive option, especially if you are not paying your own college costs. Parents are often more likely to pay for your housing if it is lumped in with your tuition, the way it is with dorm living. Even if you are financing your own costs, your financial aid may help to cover on-campus living.
2. Live with other people. Having roommates, especially ones who are strangers, can be aggravating. However, it may be worth the aggravation if it will cut your living expenses down to a half or a third of what they would be otherwise. Perhaps you can even find friends to live with.
3. Stay with your parents. More and more people are choosing to stay at home and attend college in their hometown. You may be anxious to get out on your own, but remember: if you can save some money by living with your parents now, you will have a better chance of achieving security once you DO get out on your own.
Beginning a college degree presents the student with many decisions all at once. This can be overhwhelming, but planning in advance can help. Shelling out the cash for those campus activity fees and illustrated anatomy textbooks will hurt much less if you have a budget and a plan in mind.
Buying Your Books: This is often a rude awakening at the beginning of each semester. Even though many colleges give book vouchers, which advance some of your financial aid money, this can still be a burden. Here are some ways to save on books.
1. Online sites. Many internet retailers sell textbooks for a fraction of the cover price. If you can find used books, you can save money, even when you consider the shipping and handling costs.
2. Network with other students, especially those in your major. You might be able to buy or borrow their used books, in print or electronic form.
3. Explore rental and used book options at your school's bookstore. Many of the stores on campuses buy back students' old books and re-sell them. Also, many stores have a rental options, which is a great idea for a book that you know you won't be using after the class is finished.
Housing: Living arrangements make up another large percentage of most students' college expenses. If you are able to cut costs in this area, it can be very beneficial. No one needs the added stress of struggling to make high rent payments while they are also dealing with class work. Some ideas for saving money on housing:
1. Live on campus. This can prove to be the most inexpensive option, especially if you are not paying your own college costs. Parents are often more likely to pay for your housing if it is lumped in with your tuition, the way it is with dorm living. Even if you are financing your own costs, your financial aid may help to cover on-campus living.
2. Live with other people. Having roommates, especially ones who are strangers, can be aggravating. However, it may be worth the aggravation if it will cut your living expenses down to a half or a third of what they would be otherwise. Perhaps you can even find friends to live with.
3. Stay with your parents. More and more people are choosing to stay at home and attend college in their hometown. You may be anxious to get out on your own, but remember: if you can save some money by living with your parents now, you will have a better chance of achieving security once you DO get out on your own.
Beginning a college degree presents the student with many decisions all at once. This can be overhwhelming, but planning in advance can help. Shelling out the cash for those campus activity fees and illustrated anatomy textbooks will hurt much less if you have a budget and a plan in mind.
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